Personal Banking

Personal Savings

SAVE AT YOUR OWN PACE

Whether you’re building an emergency fund or saving for something special, our personal savings options make it simple. With competitive rates, easy access, and helpful tools, you can grow your money with confidence – on your terms.

A Savings Option for Every Stage

From everyday savings to goal-based accounts, we make it easy to find what fits. Explore your choices below.

Kasasa Saver

Earn bonus interest rates**

Bonus rates paid on balances up to $50,000**
Bonus rates paid on portion of balances greater than $50,000**
Must be tied to Kasasa Cash or Kasasa Cash Back
Minimum opening deposit $100
No minimum balance after opening
No monthly maintenance fee
Free online banking and mobile bank
Free eStatements

Money Market Account

The flexibility of writing checks while earning a competitive rate of interest.

Tiered interest rates
Minimum opening deposit $50
$2,500 minimum balance
$5 fee if balance falls below $2,500
Free online banking and mobile banking
Free eStatements
Free MasterCard debit card
Thirty days after account opening to reach minimum balance requirement

Statement Savings

Watch your savings grow.

Earns interest
Minimum opening deposit $100
$100 minimum balance
$5 fee if balance falls below $100
Free eStatements

Junior Savings

Designed to help our younger generation build their savings.

Earns interest
Minimum opening deposit $25
No minimum balance until age 18
Service charges waived until 18
Free eStatements

Christmas Club

Build your annual Christmas savings regularly.

Earns interest
Minimum opening deposit $10
No minimum balance
No monthly maintenance fee
Free eStatements

Vacation Club

An easy way to plan for next year’s vacation.

Earns interest
Minimum opening deposit $10
No minimum balance
No monthly maintenance fee
Free eStatements

Product	Minimum balance requirement	Interest bearing	Minimum to open	Below minimum balance service charge
Kasasa Saver	No	Yes	$100	None
Money Market Account	$2,500	Yes	$50	$5
Statement Savings	$100	Yes	$100	$5
Junior Savings	None*	Yes	$25	None
Christmas Club	None	Yes	$10	None
Vacation Club	None	Yes	$10	None

WE'RE HERE WHEN YOU NEED US

Not sure which account is the best fit? Contact us or visit your local branch – our team is happy to help you take the next step.

*Service charges are waived on Junior Statement Savings accounts until accountholder reaches age 18.

**Higher rates paid when qualifications are met on Kasasa Cash or Kasasa Cash Back. Qualifications include: at least one direct deposit or ACH payment transaction; at least 12 debit card purchases, each $5 or more; and enrollment in eStatements. Accounts that do not meet qualifications will earn a lower rate of interest. Qualifying transactions must post and settle during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count toward qualifying debit card transactions. “Monthly qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions.

Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Additional fees and terms may apply. For more details, our fee schedule is available upon request.